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Frequently Asked Questions
How can I obtain a personal digital certificate to use with AFRD?
There are many vendors that offer personal digital certificates. VeriSign ( and Thawte ( are two popular choices. Alternatively, if you have your own self-signed personal digital certificate that meets the S/MIME version 3/PKCS-7 standard for cryptography AFRD can support it. You must provide the public-half of the personal digital certificate to CitiDirect Online Banking when creating the AFRD event.
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